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Incentives/Policies for Renewables & Efficiency

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Energy Revolving Fund Loans   

Last DSIRE Review: 03/12/2013
Program Overview:
State: Missouri
Incentive Type: State Loan Program
Eligible Efficiency Technologies: Lighting, Chillers , Furnaces , Boilers, Heat pumps, Central Air conditioners, Programmable Thermostats, Building Insulation, Windows, Motors, Custom/Others pending approval, Other Unspecified, LED Lighting
Eligible Renewable/Other Technologies: Passive Solar Space Heat, Solar Water Heat, Solar Space Heat, Photovoltaics, Wind, Biomass
Applicable Sectors: Schools, Local Government, State Government, Institutional, Public and Private Not-For-Profit Hospitals, Public Water and Wastewater Treatment Facilities
Funding Source:Petroleum Violation Escrow (PVE) Funds
Start Date:1989
Web Site:
Authority 1:
Date Effective:
R.S. Mo. ยง 640.651 et seq.

Note: The Division of Energy is now accepting applications for the FY2014 program. Applications are due August 31, 2013.

The Missouri Energy Revolving Fund Loan Program, administered by the Division of Energy in the Missouri Department of Natural Resources (DNR), is available for energy efficiency and renewable energy projects for public and governmental buildings and structures. Eligible recipients include public schools (K-12), public/private colleges and universities, city/county governments, public water and wastewater treatment facilities, and public/private not-for-profit hospitals.

Loan amounts are based on projected energy savings from energy efficiency upgrades, which result in monetary savings that are used to repay the loan. For Fiscal Year (FY) 2014 (March 2013 – August 2013), financing is set at 2.5% interest rate and 1% loan origination fee. Repayment schedules are determined on an individual project basis, but not to exceed 10 years. Loans under this program are determined on a competitive basis according to payback period.

$5 million in loan funding was available for FY 2013, and $5 million is available for FY2014 as well. The loan amount limit is $5,000 - $500,000 per applicant. As funds remain after review and priority ranking of applications, the department has considered awarding loans in excess of $500,000.

The Missouri Department of Natural Resources’ (MDNR) Division of Energy (DE) has provided the energy revolving loan funds from petroleum violation escrow funds and bonds since 1989. The interest rates for energy loan financing are generally lower than the market interest rates. Loan recipients repay the loans with money saved on energy costs as a result of implementing energy efficiency and renewable energy projects. An energy saving loan is not defined as debt and therefore does not count against debt limits or require a public vote or bond issuance.

Since the program's inception in 1989, loans totaling over $84 million have been made through this program, resulting in an estimated cumulative savings of $158 million.

  Energy Loan Program Clerk
Missouri Department of Natural Resources
Division of Energy
1101 Riverside Drive
P.O. Box 176
Jefferson City, MO 65102-0176
Phone: (800) 361-4827
Phone 2: (573) 751-3443
Web Site:
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Disclaimer: The information presented on the DSIRE web site provides an unofficial overview of financial incentives and other policies. It does not constitute professional tax advice or other professional financial guidance, and it should not be used as the only source of information when making purchasing decisions, investment decisions or tax decisions, or when executing other binding agreements. Please refer to the individual contact provided below each summary to verify that a specific financial incentive or other policy applies to your project.

While the DSIRE staff strives to provide the best information possible, the DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. make no representations or warranties, either express or implied, concerning the accuracy, completeness, reliability or suitability of the information. The DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. disclaim all liability of any kind arising out of your use or misuse of the information contained or referenced on DSIRE Web pages.

Copyright 2013 - 2014 North Carolina State University, under NREL Subcontract No. XEU-0-99515-01. Permission granted only for personal or educational use, or for use by or on behalf of the U.S. government. North Carolina State University prohibits the unauthorized display, reproduction, sale, and/or distribution of all or portions of the content of the Database of State Incentives for Renewables and Efficiency (DSIRE) without prior, written consent.