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Incentives/Policies for Renewables & Efficiency

Printable Version
Habersham EMC - Energy Efficient Loan Program   

Last DSIRE Review: 04/16/2012
Program Overview:
State: Georgia
Incentive Type: Utility Loan Program
Eligible Efficiency Technologies: Water Heaters, Lighting, Heat pumps, Caulking/Weather-stripping, Duct/Air sealing, Building Insulation, Windows, Heat Pump Water Heater
Applicable Sectors: Residential
Amount:Not specified
Maximum Incentive:not specified
Terms:Rate (up to $5,000): 0%
Repayment (up to $5,000): up to 5 year

Rate (up to $5,000): 5%
Repayment (up to $5,000): 5 - 10 years
Web Site:
Habersham Electric Membership Corporation (EMC) is an electric cooperative that provides service to 32,000 customers in northeastern Georgia, including Rabun, Habersham, White, Hall, Lumpkin and Stephens counties. Habersham EMC offers an ERC loan program with a 0% - 5% interest rate for customers to upgrade homes to be more energy efficient. Financing for projects greater than repaid within five years can be repaid interest free, while loans from five to ten years are repaid at a 5% rate.Loans may be used to upgrade heat pumps, windows, door and insulation. Customers may also qualify for a rebate as part of the Touchstone Energy Home Program. For more information about these programs, contact Habersham EMC.

  Customer Service - HEMC
Habersham Electric Membership Corporation
P.O. Box 25
Clarkesville, GA 30523
Phone: (800) 640-6812
Phone 2: (706) 754-2114
Fax: (800) 640-6813
Web Site:
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Disclaimer: The information presented on the DSIRE web site provides an unofficial overview of financial incentives and other policies. It does not constitute professional tax advice or other professional financial guidance, and it should not be used as the only source of information when making purchasing decisions, investment decisions or tax decisions, or when executing other binding agreements. Please refer to the individual contact provided below each summary to verify that a specific financial incentive or other policy applies to your project.

While the DSIRE staff strives to provide the best information possible, the DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. make no representations or warranties, either express or implied, concerning the accuracy, completeness, reliability or suitability of the information. The DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. disclaim all liability of any kind arising out of your use or misuse of the information contained or referenced on DSIRE Web pages.

Copyright 2014 - 2015 North Carolina State University, under NREL Subcontract No. XEU-0-99515-01. Permission granted only for personal or educational use, or for use by or on behalf of the U.S. government. North Carolina State University prohibits the unauthorized display, reproduction, sale, and/or distribution of all or portions of the content of the Database of State Incentives for Renewables and Efficiency (DSIRE) without prior, written consent.