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Incentives/Policies for Renewables & Efficiency

Printable Version
Energy Conservation Loan   

Last DSIRE Review: 12/15/2014
Program Overview:
State: Connecticut
Incentive Type: State Loan Program
Eligible Efficiency Technologies: Water Heaters, Furnaces , Boilers, Heat pumps, Central Air conditioners, Programmable Thermostats, Caulking/Weather-stripping, Duct/Air sealing, Windows, Siding, Roofs, Wood Stoves
Eligible Renewable/Other Technologies: Passive Solar Space Heat, Solar Water Heat, Solar Space Heat, Photovoltaics, Wind, Biomass, Geothermal Heat Pumps
Applicable Sectors: Residential, Multi-Family Residential
Amount:Single Family (1-4 units): $25,000
Multi-Family: $3,500 per unit
Maximum Incentive:Single family homes (1-4 family units): $25,000
Multi-family (5 or more units): $100,000
Terms:0%, 1%, 3% or 6% depending on income, family size, location
Repayment term up to 10 years (subject to change)
Funding Source:Connecticut Department of Housing (DOH)
Web Site:
Authority 1:
Date Enacted:
Date Effective:
H.B. 6360
Authority 2:
C.G.S. 16a-40b

Energy Conservation Loans are available through the Connecticut Housing Investment Fund, Inc. (CHIF) to owners of one- to four-family homes who meet established income limits for family size and location. Interest rates vary in accordance with the borrower's family size and income, and the loan may be repaid over 10 years. Single-family homes can receive a 0% interest rate if the family has below a 50% Median Income, or if the loan is for a furnace/boiler that is ENERGY STAR rated.

Loans for large residential properties are available through the Multi-Family Energy Conservation Loan Program. The terms of this loan are similar to loans for single-family dwellings, with a higher principal available on the loan.

Applications for these programs are available from the program web site above. In addition to the application, the borrower must submit copies of the past two years' federal tax returns (with schedules) and a copy of a monthly mortgage statement (or a release of mortgage or deed).

  Kristen Caplin
Connecticut Housing Investment Fund
121 Tremont Street
Hartford, CT 06105
Phone: (860) 233-5165 Ext.2002
Fax: (860) 233-3620
NCSU - home
Disclaimer: The information presented on the DSIRE web site provides an unofficial overview of financial incentives and other policies. It does not constitute professional tax advice or other professional financial guidance, and it should not be used as the only source of information when making purchasing decisions, investment decisions or tax decisions, or when executing other binding agreements. Please refer to the individual contact provided below each summary to verify that a specific financial incentive or other policy applies to your project.

While the DSIRE staff strives to provide the best information possible, the DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. make no representations or warranties, either express or implied, concerning the accuracy, completeness, reliability or suitability of the information. The DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. disclaim all liability of any kind arising out of your use or misuse of the information contained or referenced on DSIRE Web pages.

Copyright 2014 - 2015 North Carolina State University, under NREL Subcontract No. XEU-0-99515-01. Permission granted only for personal or educational use, or for use by or on behalf of the U.S. government. North Carolina State University prohibits the unauthorized display, reproduction, sale, and/or distribution of all or portions of the content of the Database of State Incentives for Renewables and Efficiency (DSIRE) without prior, written consent.