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Incentives/Policies for Renewables & Efficiency

Printable Version
SMUD - Commercial Energy Efficiency Loan Program   

Last DSIRE Review: 12/18/2012
Program Overview:
State: California
Incentive Type: Utility Loan Program
Eligible Efficiency Technologies: Refrigerators, Lighting, Heat pumps, Central Air conditioners, Processing and Manufacturing Equipment, Commercial Refrigeration Equipment, LED Lighting
Applicable Sectors: Commercial, Industrial, Multi-Family Residential
Amount:Commercial: up to $10,000
Multi-Family: up to $10,000
Maximum Incentive:Commercial: up to $10,000
Multi-Family: up to $10,000
Terms:Rate: 6.99%
Repayment: 10 years
Web Site:

Sacramento Municipal Utility District offers low-interest loans to help commercial customers finance energy efficient equipment in eligible facilities. Generally, loans are extended to vested owners of a property. The applicable interest rate is currently at 6.99%; however this may be subject to change. Customers have up to ten years to repay the loan. Call 916-732-5472 to verify interest rate offer. A loan application fee of $200 will be charged for all applications. SMUD will return this fee if they decline the application. SMUD will prepare loan documents for signature immediately upon approval of the financing. Upon SMUD's approval, the loan commitment is valid for 180 days. Within this 180-day period, the product(s) must be installed and SMUD notified of the installation's completion.

More information regarding loan application process, loan payment options, or fees can be found on the program web site listed above. Grow Sacramento Fund loans are also available to SMUD customers.  While these loans are not focused on renewable energy or energy efficiency, the funds can certainly be utilized to finance energy saving measures for small businesses.

  Commercial Services
Sacramento Municipal Utility District
6201 S Street
PO Box 15830
Sacramento, CA 95852-1830
Phone: (888) 742-7683
Phone 2: (877) 622-7683
Web Site:
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Disclaimer: The information presented on the DSIRE web site provides an unofficial overview of financial incentives and other policies. It does not constitute professional tax advice or other professional financial guidance, and it should not be used as the only source of information when making purchasing decisions, investment decisions or tax decisions, or when executing other binding agreements. Please refer to the individual contact provided below each summary to verify that a specific financial incentive or other policy applies to your project.

While the DSIRE staff strives to provide the best information possible, the DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. make no representations or warranties, either express or implied, concerning the accuracy, completeness, reliability or suitability of the information. The DSIRE staff, the N.C. Solar Center, N.C. State University and the Interstate Renewable Energy Council, Inc. disclaim all liability of any kind arising out of your use or misuse of the information contained or referenced on DSIRE Web pages.

Copyright 2014 - 2015 North Carolina State University, under NREL Subcontract No. XEU-0-99515-01. Permission granted only for personal or educational use, or for use by or on behalf of the U.S. government. North Carolina State University prohibits the unauthorized display, reproduction, sale, and/or distribution of all or portions of the content of the Database of State Incentives for Renewables and Efficiency (DSIRE) without prior, written consent.